Digital Money Does Not Erase Debt
A retired woman opens her public digital wallet. The payment has arrived. It did not come from a bank loan. It brought no interest. It required no collateral. It did not transform the next months of her life into installments. The State recognized a social obligation and deposited public money directly into that Body-Territory. For her, there was credit without debt: the balance increased, but no future collection was created in her name. This scene does not yet describe the Brazilian Drex. It represents the BrainLatam hypothesis of a true public retail CBDC: Citizen Drex. ….[READ]
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