Introducing Effortless Apple Card Imports with YNAB

You don’t have to hold your iPhone right up to your face to see yourself. I mean, you could do that, or you could just start swiping through your apps and mobile wallet. These days, your device is the mirror of your life—your schedule, goals, priorities, health—and yes, your money habits too! The way you spend your money is a reflection of your priorities, and it should move as fast as you do.

With YNAB’s latest (ahem, HUGE) news, connecting your actual spending to your spending plan has never been easier, faster, or more thrilling. Drumroll please…

You can now seamlessly import your Apple Card, Apple Cash, and Savings with Apple Card transactions into YNAB!

YNAB is proud to be one of the first apps to offer direct import with Apple Card, Apple Cash, and Savings with Apple Card, making your Apple-centric life a breeze. This new feature means that as you spend and save with your favorite Apple products, your transactions will appear in YNAB almost instantaneously. No manual entry necessary. 

Did you feel that? This epic launch sent a 17.4 seismic shock wave through the YNABverse. 

Now, let’s break down the details: What’s in it for you? How do you connect right away? 

The Crunch: What’s In It for You?

For existing YNABers who use Apple Card, Apple Cash, or Savings with Apple Card

This is your golden appletunity to create holy matri-money between two of your favorite things: YNAB and Apple. Without the need to manually enter Apple Card, Apple Cash, or Savings with Apple Card transactions, the path to the future you want just got a lot more straightforward.

Side note: Currently, this feature is exclusively available for users in the US, as Apple Card, Apple Cash, and Savings with Apple Card are limited to the US.

For Apple Card users who have not yet discovered YNAB

Intrigued by the life-changing power of YNAB’s app and four habits? I see you over there lowering your sunglasses and giving us a little brow raise. We teach people how to spend more intentionally with every single swipe, tap, and scan—and the results are nothing short of YNAB license plates and tattoos.

Consider our new seamless integration with Apple a sign from the Universe to try us out. Go ahead—take a bite! YNAB is free for 34 days. 

Transactions that move as fast as you do

Your spending plan should reflect your speed and agility, staying up to date just as fast as you can place an In-N-Out secret menu order, stash money away for future car payments, or buy Girl Scout cookies from the neighbor girl (she’s accepting Apple Pay now, ok?). Our direct integration with the Apple Card, Apple Cash, and Savings with Apple Card means new transactions will appear within seconds, ensuring you stay on top of your money goals effortlessly. Yum.

The Core: How It Works

When you open YNAB on your iPhone, all of your Apple Card, Apple Cash, and Savings with Apple Card transactions will be there, ready for you to categorize. No more manual entry or waiting for daily syncs—it’s all about real-time updates as you go about your day. Whether you use Apple Cash, Apple Card, or Savings with Apple Card, YNAB has you covered.

Understanding Apple Accounts

No matter which Apple financial products you use, say goodbye to manual transaction entry and embrace a streamlined, effortless experience in YNAB. 

Apple Card 

A credit option neatly tucked into your Apple Wallet, Apple Card offers daily cash back rewards, without any additional fees. Whether your purchases are digital or in-person, this card is free of fees and globally accepted anywhere Mastercard is.

Apple Cash

Apple Cash is a digital card fully integrated into the Apple ecosystem. Use it to send money to family and friends right from your phone, or to make purchases anywhere Apple Pay is accepted—in stores, online, and in apps (but most likely sending money to your kids to buy food somewhere). 

Savings with Apple Card

Savings with Apple Card is a high-yield savings account where your Daily Cash Rewards from Apple Card can grow over time. You can also add funds from Apple Cash or any linked bank account to boost your savings.

The Juice: How to Connect

Let’s get to the fresh-pressed juice—how to take advantage of this massive convenience right away! 

First, make sure you have the latest iOS and YNAB app version installed on your iPhone. If you’re like me and rarely update all the things, this is your time to level-up on iOS. The update is worth the payoff. Literally.

Once you’re in your Updated Software Era, follow along with Ben M. to connect your Apple Card, Apple Cash, and Savings with Apple Card accounts to YNAB and experience a new level of financial clarity and control. 

1. In the YNAB app, head to the Accounts tab.
2. If you’re adding your Apple account(s) to YNAB for the first time, go to “Add Accounts”, select “Linked”, and then “Add Apple Wallet Connection.” 
3. Decide which accounts you would like to link, then hit Connect. 
4. You can set a specific time range of data you’d like to include, or simply hit Share with YNAB.
5. If you’ve already added your Apple account(s) to YNAB, check out this walk-through for all the details on getting them linked up.

And that’s it! YNAB will now import your most recent Apple Card, Apple Cash, and Savings with Apple Card transactions every time you open the app… or even when you have it running in the background. (Sometimes technology is so cool, I can’t even.)

The Peel: Detailed Instructions and Support 

Some of you love a more detailed explanation of the experience, or need a little extra tech support. Our customer support team is full of mind-readers who have provided detailed steps to merge your Apple and YNAB worlds. This breakdown is for you.

At YNAB, we believe that your money deserves a spot on the podium alongside the most impactful things in your life, like health and relationships. By effortlessly syncing your Apple Card, Apple Cash, and Savings with Apple Card transactions with YNAB, you’re not just tracking spending—you’re making an intentional, ever-present plan for your money that makes it possible to spend with confidence, save with clarity, and give with joy. 

Your money is your life; spend it well.

New here? Try YNAB free for 34-days and never look back.‍